Appraisal services for Kalama and Cowlitz County homeowners

The top reasons WA homeowners use Riverside Valuation:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a WA divorce, where real estate property needs to be divided
  7. Settle an estate in WA by determining the true market value of property in question

Own a home in or near Kalama, WA and need help determining the price of it?
Contact Riverside Valuation.

We at Riverside Valuation understand the individual needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Riverside Valuation, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to cancel PMI?

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Riverside Valuation, we're veterans in helping folks just like you do away with unneeded and unwanted PMI insurance.

Challenge Cowlitz county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other properties close by. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An expert appraisal from Riverside Valuation is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be unsuitable from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Riverside Valuation can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have an expert double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Riverside Valuation can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Riverside Valuation can help you with that. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.